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Why a Fixed-rate Mortgage May Be Better for First-Time Homebuyer

It’s not uncommon for someone to look for the lowest price on any purchase that they are planning on making – this goes double for a major purchase. People look for the lowest monthly payment they can get on a car, on an apartment and on a house – often the lowest monthly rate, [...]

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In Recession, Selling Your Endowment Policy May Save Your Home From Repossession

In the 80’s endowment policies were all the rage, for first time buyers and home-owners alike, they promised massive returns by combining investment growth with life insurance. In theory the endowment policy should grow over a period of 25 years so that the policy holder has a large lump sum that is capable of repaying [...]

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